Xero: plans, prices and score

Xero sells three US plans by the month, and every one lists bank reconciliation. The price steps and what each adds are in Xero’s plans and prices. Anyone weighing it against the biggest rival can read picking between the two largest ledgers, and QuickBooks replacements ranks Xero among the other options.

Plans and score

Early costs $27 a month and lists invoicing, receipt capture, reconciliation and sales tax. Growing at $59 lists auto-reconciliation, and Established at $97 adds multiple currencies. Inventory is an optional add-on on the two upper plans. It rates 4.1 from 11,425 Trustpilot reviews.

Xero scores well on price for one business. A second business needs its own subscription, and one company per set of books shows how that works for Xero and others. In a general ranking, the main accounting list places Xero fourth. Matching the bank is built into every plan, and how to match bank statements applies to any tool.

Who should look elsewhere

Zoho Books earns a higher price level for one business, FreshBooks earns a higher invoicing level, and QuickBooks Online earns a higher reports level, so each is listed under the point where it scores above Xero. A store that wants native connectors will find QuickBooks Online ahead on that too.

More on matching the bank covers bank questions for every tool. Price questions about the rest of the field are in answers about the other ledgers, and Zoho Books plans and scores covers the one that beats Xero on price.

Quick answers

Zero-cost accounting tools are the route when Xero’s monthly price is too much, and how scores turn into ranks explains why Xero lands where it does.